Know what you can actually spend.
Platypurse is a gentle first budget. It sets money aside for your plans a little each day, so the number you see is the number you can use.
$3,412.00 is already spoken for: groceries, bills and your beach trip.
Your bank shows one number. Some of it is already spoken for.
Platypurse shows the part that's actually free.
How it works
Three steps. Then it mostly runs itself.
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Connect your bank
Through Plaid, read-only. Platypurse can look, never move money.
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Make a pouch or a nest
A pouch for everyday spending, like groceries. A nest for something you're saving for.
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Let it run
Every day it sets a little aside and sorts your new purchases. You just check in.
A day in Platypurse
The daily work happens without you.
$13.34 saved to Groceries
A little each day, so the full amount is there when you need it.
Trader Joe's $54.20
Put in Groceries for you. One tap if it's right.
Beach trip Ready
Your nest reached its goal. Time to go.
Pouches and nests
The only two ideas you need.
Pouches
For spending that comes back around.
Groceries, gas, eating out. A pouch fills up a little every day, and you spend from it. If it falls short, it catches up on its own.
Nests
For something you're working toward.
A trip, a new bike, a rainy-day fund. Watch it grow until it's Ready.
Made for your first budget
Start simple. Build the habit.
Two ideas to learn
Pouches and nests. No categories to set up, no spreadsheets, no rules.
It does the daily work
Setting money aside and sorting purchases happen for you.
You build the habit
Checking in for a minute is the whole routine. The habit comes with you to whatever you try next.
Your money stays in your bank
Read-only
Platypurse connects through Plaid and can only look. It can't make payments or transfers.
Nothing moves
Pouches and nests are labels on the account you already have. No new account, no transfers.
Cancel anytime
One tap in Settings. No contract.
One plan, everything in it
$4.99 a month
First month $2.49, then $4.99/month.
- Pouches and nests that fill themselves
- New purchases sorted for you to check
- A read-only bank connection through Plaid
Cancel anytime from Settings.
Questions
Does Platypurse move my money?
No. Your money stays in your bank account. Pouches and nests are labels that show how much of your balance is already spoken for.
Which banks work?
US bank accounts, connected through Plaid. The connection is read-only.
What if I spend more than a pouch has?
The pouch shows "Over by" and the extra comes out of Safe-to-Spend. You can cover it from another pouch or nest, or leave it.
What if a pouch falls short?
It catches up on its own by saving a bit more each day. If Safe-to-Spend runs too low to keep up, Platypurse lets you know.
Can I cancel?
Anytime, from Settings. It's $4.99 a month with no contract.
Ready for your first budget?
Connect your bank, make one pouch, and let Platypurse take it from there.
Get started